Many people open their mailboxes to find dozens of envelopes from financial institutions with information they can easily find online. As a retail bank, most of our customers are used to receiving bank statements and loan documents via snail mail, but that’s about to change. At the end of 2014, the Danish Government mandated that all citizens receive mail from the public sector online. At Arbejdernes Landsbank, we’re helping our customers adapt to a new era of digital banking in 2015.
Before we started prioritizing this digital service, customers struggled to access their online information when they visited a branch location. They had to bring their own devices since using the bank’s devices could expose customer data to security issues. Customers brought different devices with varying network settings, so often our employees spent time dealing with technical computer issues, rather than helping the customer. This was not just time-consuming, but resulted in poor customer service and security issues. Keeping data secure in the financial industry isn’t an option; it’s a requirement.
We introduced Chromebooks in January 2015 because they’re secure and easy to use. In each of our 70 branches, we have a Chromebook set up as a kiosk for customers to log onto our website and access income and loan documents, digitally sign customer agreements and refer to electronic statements. We can create a setting so the data one customer accesses is completely wiped before the next customer uses the device. Customers feel comfortable disclosing sensitive information using the Chromebooks because they know their information is safe. Setup for each device requires about two minutes of our IT team’s time, and the device can be managed remotely.
Chromebooks help our customers become more digitally savvy while streamlining time-intensive processes, like completing and mailing in paperwork. When a customer needs to access their income information for a loan, they can pull it up online while at the branch, rather than going home and mailing it. Instead of waiting for the next teller, customers help themselves using the Chromebook. Employees spend their time helping customers who need immediate attention, which allows us to deliver higher quality service.
Introducing Chromebooks has helped us keep sensitive information secure while providing peace of mind for our customers and familiarizing them with digital banking — all without placing a burden on our IT resources. As we pioneer new digital technologies, we look forward to serving as an educational resource for our customers and making it easier for them to manage their finances anytime and anywhere.